VietQR / VNPAY-QR、账户管理、转账与账单导出 — 协议分析到可运行 API 源码交付
我们提供面向企业的合规接口实现：从协议链路还原（授权、软 OTP、QR 支付）到交付 OpenAPI、示例 SDK 与自动化测试脚本，助您在越南生态快速上线。
// POST /api/v1/agribank/statement
POST /api/v1/agribank/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>
{
'account_id': 'VN123456789',
'from_date': '2025-10-01',
'to_date': '2025-10-31',
'page': 1,
'page_size': 200
}
Response: {
'status': 'OK',
'total': 124,
'transactions': [
{ 'txn_id':'AGB20251001001','ts':'2025-10-01T08:12:34Z','amount':-350000,'currency':'VND','merchant':'Shop A','status':'SUCCESS' },
...
]
}
实时收单（VNPAY-QR）、线上转账（内/跨行）、账户同步与对账、电子对账单导出（Excel / PDF / JSON）、商户结算与退款、跨境汇款通道接入。
我们是一家专注于移动应用协议分析与合规接口实现的技术工作室，团队成员来自支付、银行与云安全领域，擅长快速将闭源 App 的能力通过合规适配以 API 形式交付给企业客户。
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Agribank Plus - The new digital banking version brings you an easy and convenient life! Agribank Plus is a smart digital banking application developed by the Vietnam Bank for Agriculture and Rural Development in collaboration with Vietnam Payment Solution Joint Stock Company. With a completely new, modern, and user-friendly interface, along with many new features and an enhanced user experience, Agribank Plus promises to meet all your personal financial needs - from payments, shopping to entertainment... in a SIMPLE - EASY - CONVENIENT - ANYTIME - ANYWHERE manner. * MEETING BASIC FINANCIAL TRANSACTION NEEDS: - Perform fast, free, and 24/7 internal and external transfers, schedule transfers, and transfer to multiple recipients. - Flexible online savings, cumulative savings. - Quickly and securely repay loans - Send gifts or "lucky money" to multiple people. - Scan VNPAY-QR codes for simple, fast payments and enjoy offers at over 400,000 acceptance points nationwide. - Pay bills: electricity, water, internet, TV, telecommunications, condominium fees, tuition, insurance, and more. - Topup. - Topup 3G/4G data. - Top up financial services, transportation, securities, and more * SIMPLE SHOPPING - TRAVEL EVERYWHERE - Quickly and easily book flights, train tickets, bus tickets, boat tickets, hotel rooms, and call taxis. - Book movie tickets, order flowers, book golf courses, and arrange deliveries. - Shop online at VnShop. - Healthcare. - Purchase tickets for entertainment, sports events, and running races. * PROACTIVE ACCOUNT MANAGEMENT - Receive convenient OTT notifications about account balance changes right in the app, avoiding risks of brand impersonation. - Set up Soft OTP to protect transactions. - Set up Face ID for login and transaction authentication. - Set transaction limits. - Set passwords and manage contacts. - Look up bill information, interest rates, foreign exchange rates, and Agribank branch locations. - Search for restaurants, shopping, convenience stores, pharmacies, bookstores, and more. * FREE POLICIES - Free online account opening/service registration; free account management inquiries/transaction statements. - Free opening/closing of online savings accounts. - Free internal/external transfers/transfers via VietQR code. - Free VNPAY-QR payment transactions. - Free transactions when paying bills (electricity, water, internet, TV, tuition, etc.), booking hotel rooms, buying train/bus tickets, movie tickets, boat tickets, sports/entertainment tickets, calling taxis, delivery, ordering flowers, etc. - Free transactions when purchasing gift cards, topping up mobile phones, buying 3G/4G data cards from network providers, etc. Name: Vietnam Bank for Agriculture and Rural Development (Agribank) Address: No. 2 Lang Ha, Thanh Cong Ward, Ba Dinh District, Hanoi.